AUTOMOBILE
        * Monoline Auto available for Service Vechicles
             and for premium levels above $ 50,000
        * Trucking Available for Certain
             Classes of 1-25 Units
        * Automobile Physical Damage

                  BOPS
        * Condominiums, Lessors Risk, Retail, Wholesale,
             Service and Manufacturing classes are available

  CONSTRUCTION
        * Commercial Contracting, Home Builders, and
             General Contracting ( Including Paper GC's)
        * Builders Risk - Property
        * Owners Interest - special exclusive program
              that commenced on 06/15/05.

      D & O,  EPLI &  MISC. PROFESSIONAL

         * Many classes available! Call us for details.       

PRODUCTS LIABILITY

         * Occurrence and Claims Made Available -
             Minimum premium as low as $ 5,000.

       PROPERTY
        * Limits available up to $ 250,000,000 for
             Habitational and office schedules.
        * Excess Property
        * DIC and Wind Buy-Back

  REAL ESTATE

         * Garden Apartments, Senior Housing,
             Condominiums, Shopping Centers &
             Warehouses

SOCIAL SERVICES

         * Including Foster Care, Adoption Agencies,
              and many other types

UMBRELLA LIABILITY

         * Limits up to $100,000,000 available under RPG

WORKERS COMP

         * We write monoline comp. Call us--this is hot!